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15 questions to ask a deck contractor

Print this and bring it to your contractor meetings. Fifteen specific questions about insurance, framing detail, payment schedule, and warranty.

PDF · letter paper · 1–2 pages

Filed 2026-05-14 · free, no email required

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What’s inside the PDF

  • General liability + workers' compensation certificate confirmations
  • Pier depth and bell-bottom detail for expansive-clay soils (the framing question most homeowners forget)
  • Joist spacing and ledger-flashing approach against brick veneer
  • Decking fastener system (face-screw vs hidden clip — affects warranty)
  • Railing engineering for decks above 30 in (IRC guardrail trigger)
  • Payment schedule + Texas Property Code Ch. 53 mechanics-lien discussion
  • Warranty terms: what's covered, what voids, who pays for return visits
  • Three reference projects you can drive past

How to use it

  • Print one copy per contractor you're interviewing — keep them as the record
  • Note their answers in the margin during the meeting, not after
  • If a contractor refuses to answer any of these, that itself is a data point
  • Use the comparison worksheet to lay the answers side by side later

Why this template exists

Most contractor interviews go badly the same way — the homeowner asks general questions about timeline and price, and the conversation never gets to the questions that actually predict project quality. The fifteen items in this checklist are the ones I'd ask in your position. They split roughly into three groups: credentials (GL insurance, workers' comp, references — table stakes, but Texas has no general state contractor license so verifying these yourself matters more than it does in license states), technical detail (pier depth and bell-bottom geometry for the expansive-clay soils across DFW, joist spacing, ledger flashing against brick veneer, fastener system — these are the choices that determine whether the deck lasts 12 or 25 years in Texas heat), and payment and warranty (Texas mechanics-lien rights under Property Code Ch. 53, what the warranty actually covers, who pays return visits). A contractor who can answer all fifteen in plain language is a contractor worth interviewing further. One who can't, isn't.

Templates are date-stamped because permitting, code references, and contractor norms shift year to year. Anything older than 12 months should be re-confirmed against the current IRC, your city’s amendments, and any HOA covenants before you act on it. Corrections are welcome — send them through the contact form.

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